You import your bank's spreadsheet
You download the statement as Excel or CSV and NEXO reads it; it never asks for your online banking password.
Money
NEXO
“I have no idea where my paycheck went.”
Stop typing your bank statements by hand: import the spreadsheet and see exactly where your money disappears to.
All you need is one account. It gives you 14 days of Pro in all four apps, free and with no card.
What does it solve?
Each bank shows you its own slice and none shows the full picture. So the "real" balance lives in your head, the subscriptions you no longer use keep charging, and the paycheck runs out without you being able to say on what. Tracking it by hand in a spreadsheet lasts, with luck, two weeks.
Your money sits in three banks and you have no idea what you actually have left. NEXO imports the statements your bank already hands you as Excel or CSV, categorises them, and shows the real balance, the spend per category and how far you are from each goal. It never asks for your online banking password: you bring the file.
Today
- Three bank apps and no full balance.
- Expenses you remember "more or less".
- Debts with no order or date.
With NEXO
- One net balance that brings every account together.
- Every transaction with its category.
- A payoff order with an estimated date.
Why does it work?
It's not another app for logging expenses: it's a reader for the files your bank already gives you.
Your bank already hands you your transactions as Excel or CSV. NEXO reads them, categorises them with rules you adjust once, and brings every account into a single balance. Because you bring the file, nobody else touches your passwords or your data.
See it work
Animated examples with demo data. This is what you will be doing inside the app.
They sort themselves
You set a rule once, and the next transactions get tagged without you typing anything.
Where the money goes
Spend by category, month-over-month trend and period comparison.
All your accounts, one balance
Accounts, debts and investments in a single figure, even across different banks.
Debt payoff plan
Payment order and an estimated payoff date, calculated from your own numbers.
What you might be thinking
“Those apps want my banking password.”
NEXO doesn't. It never asks for your banking username or password: you download the Excel or CSV from your bank and import it. Your transactions stay on your device.
“I'm bad with numbers.”
You don't have to calculate anything. You import the file and the app categorises, adds up and shows you the result in bars and in a balance.
“Tracking my expenses takes too much time.”
What takes time is typing every expense by hand. Here you import the whole statement at once: a few minutes a month.
By the way: you do not need a card to try it.
What you will find inside
- The file your bank already gives you for free and almost nobody downloads.
- How a single rule tags a whole year of transactions.
- The one number that brings accounts, debts and investments together, and why it is worth a look once a month.
- The payoff order for your debts, with an estimated clear date worked out from your own numbers.
- Why your transactions never leave your phone.
Everything it does
The 14-day trial includes all of this. From day 15 the app opens only with Pro; your progress stays saved.
- Spend analysis by category, month-over-month trend and period comparison, so you see where your paycheck goes without adding up a thing by hand.
- Net worth: accounts, debts and investments in a single net balance, so you have one number that sums it all up even when your money is spread out.
- Automatic categorisation rules and alerts, so you tag once and the app does the same with every transaction that comes after.
- Debt plan with a payoff order and an estimated clear date, so you know which one goes first and when each one ends, worked out from your own numbers.
- Every account on one board, with full history and goals per account, so you stop opening three bank apps just to piece together one picture.
Is it for you?
It is for you if
- Your money sits in more than one bank or card.
- You do not want to hand your banking password to any app.
- You would rather spend ten minutes a month than log every expense by hand.
It is not for you if
- You need business accounting, invoicing or tax filing.
- You want an app that moves your money or invests for you: NEXO only shows it to you.
What does it cost?
USD 4.99 a month
or USD 24.99 a year · USD 79 for life
Renews every month until you cancel. 30-day refund guarantee.
Or take all four
On the annual plan, NEXO alone costs USD 24.99. All Access costs USD 59.99: that is USD 2.92 more a month, and you also get Mente Prima, Cauce and Mandado.
See All AccessFirst, 14 days of trial with no card. If you then pay and it is not for you, write to us within the next 30 days and we refund everything, no extra questions. It applies the same to the monthly, annual and lifetime plans.
Questions
Does it connect to my bank?
No, on purpose. We never ask for your online banking username or password: you download the statement as Excel or CSV and NEXO imports it.
Where do my transactions live?
On your own device. NEXO works offline and never uploads your transactions to a server.
Does it work with my bank?
Yes. The importer reads the Excel or CSV you download from any bank portal; if a column does not match, you map it once and it is remembered.
What happens if I stop paying?
Your accounts, history and goals stay saved on your device. The app stays locked until you turn Pro back on; nothing gets deleted in the meantime.
Here is what you get today
- All four apps, complete, for 14 days.
- No card: there is nothing to charge.
- Your progress saved, whatever you decide.
- If you pay afterwards, a 30-day refund guarantee.
P.S. Download one bank statement today and import it. In a few minutes you see the whole month by category; if it tells you nothing new, you will not have spent a cent.